Roshan Apan Ghar Scheme

Since Pakistan government has announced home finance scheme for overseas Pakistanis – I have been getting a lot of queries regarding the mechanism and does this scheme make sense for people who are thinking of buying a property in Pakistan.

I will be making a full length video on this topic, however, what I suggest you to take a look at the mortgage calculator available online – for instance take an example of Bank Alfalah calculator: https://www.bankalfalah.com/personal-banking/loans/rda-roshan-apna-ghar-calculator

These calculators which are available on each bank’s website – will give you an idea on how the calculation works as sometimes the rate of profit (interest) is deceiving and in terms of mortgage rates the stated number is in reducing term, to have a better understanding take a look at the video explaining this:

For expats, if you really are looking for having a property purchased, and looking to do that on loan (either from Pakistan OR from your country of residence) – you must look into both options of taking a personal loan from the country you reside in and from this scheme of Roshan Apna Ghar.

I am in the process of making a video and hopefully it will come up next week.

Moreover, the following 3 videos were release this week – Have a look if you have missed them from your busy schedule:

Good debt vs bad debt (Hindi/Urdu) | Personal Finance | Wali Khan

Ultimate money tips | Part 1

Stock Market 101

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